Active Listings
3,200
⇧ 5.9% vs 3,022 last year
Data as of February 2026. Source: Realtor.com.
The Bay County, FL real estate market currently shows 3,200 active listings, with 576 pending sales. Homes are averaging 94 days on the market before going under contract.
Inventory has increased compared to last year, with 178 more homes available — giving buyers more choice.
The median listing price has fallen 4.7% year-over-year, from $419,500 to $399,900.
Whether you are buying or selling in Bay County, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 181,139 · Density: 408.1/mi² · Median household income: $66,891
Typical home value: $242,672 · Homeownership: 68.9%
Panama City: 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32409, 32411, 32412, 32417
Panama City Beach: 32407, 32413
Fountain: 32438
Lynn Haven: 32444
Mexico Beach: 32410
Youngstown: 32466
Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.