Active Listings
780
⇧ 2.8% vs 759 last year
Data as of February 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 780 active listings, with 119 pending sales. Homes are averaging 105 days on the market before going under contract.
Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 105 days on market compared to 100 days last year.
The median listing price has fallen 3.7% year-over-year, from $536,000 to $516,000.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 725 | $502,646,125 | $510,000 | $693,305 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 704 | $376,101,440 | $399,000 | $534,235 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 9 | $4,251,375 | $349,500 | $472,375 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 397 | $139,699,139 | $319,900 | $351,887 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 41 | $16,221,814 | $294,990 | $395,654 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 108 | $37,278,036 | $299,950 | $345,167 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 221 | $124,613,944 | $486,950 | $563,864 |
| 32420 | Alford, FL 32420 | 37.6 mi | 13 | $7,315,620 | $344,700 | $562,740 |
| 32580 | Valparaiso, FL 32580 | 39.4 mi | 26 | $10,471,942 | $369,900 | $402,767 |
As of February 2026, there are 780 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 759 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $516,000 as of February 2026, a 3.7% decrease from $536,000 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 105 days on the market before going under contract, compared to 100 days the prior year.
Based on current inventory and days-on-market data as of February 2026, PANAMA CITY BEACH, FL 32413 is currently a Buyer's Market. Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 105 days on market compared to 100 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,320 compared to a typical 5% commission on the median listing price of $516,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.