Active Listings
453
⇩ 6% vs 482 last year
Data as of February 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32407) currently shows 453 active listings, with 77 pending sales. Homes are averaging 107 days on the market before going under contract.
Inventory has tightened compared to last year, with 29 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 107 days on market compared to 104 days last year.
The median listing price has risen 3.1% year-over-year, from $400,500 to $412,875.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,710 · Density: 380.8/mi² · Median household income: $75,093
Typical home value: $338,611 · Homeownership: 58.7%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32407 | Panama City Beach, FL 32407 | 0.0 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32405 | Panama City, FL 32405 | 7.3 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32444 | Lynn Haven, FL 32444 | 8.7 mi | 107 | $51,350,477 | $404,500 | $479,911 |
| 32409 | Panama City, FL 32409 | 10.4 mi | 75 | $42,452,400 | $449,500 | $566,032 |
| 32404 | Panama City, FL 32404 | 16.7 mi | 397 | $139,699,139 | $319,900 | $351,887 |
| 32462 | Vernon, FL 32462 | 24.6 mi | 9 | $4,251,375 | $349,500 | $472,375 |
| 32439 | Freeport, FL 32439 | 28.3 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32438 | Fountain, FL 32438 | 30.9 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32455 | Ponce De Leon, FL 32455 | 31.8 mi | 20 | $13,538,500 | $359,500 | $676,925 |
| 32550 | Miramar Beach, FL 32550 | 35.3 mi | 668 | $652,495,720 | $642,500 | $976,790 |
| 32435 | Defuniak Springs, FL 32435 | 36.7 mi | 41 | $16,221,814 | $294,990 | $395,654 |
| 32456 | Port Saint Joe, FL 32456 | 37.5 mi | 413 | $402,480,064 | $674,000 | $974,528 |
| 32465 | Wewahitchka, FL 32465 | 38.8 mi | 33 | $9,104,601 | $249,900 | $275,897 |
As of February 2026, there are 453 active listings in PANAMA CITY BEACH, FL (zip code 32407), compared to 482 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32407 is $412,875 as of February 2026, a 3.1% increase from $400,500 the prior year.
Homes in PANAMA CITY BEACH, FL 32407 spend an average of 107 days on the market before going under contract, compared to 104 days the prior year.
Based on current inventory and days-on-market data as of February 2026, PANAMA CITY BEACH, FL 32407 is currently a Balanced Market. Inventory has tightened compared to last year, with 29 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 107 days on market compared to 104 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32407 save an estimated $8,258 compared to a typical 5% commission on the median listing price of $412,875. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.