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SAN FRANCISCO, CA 94109

Real Estate Market Report
Balanced Market
February 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 94109

Aquatic Park · Cathedral Hill · Civic Center · Downtown · Fisherman's Wharf · Ghirardelli Square · Little Saigon · Lower Nob Hill · Lower Pacific Heights · Nob Hill · NOMA (NoMa) · Pacific Heights · Polk Gulch · Russian Hill · Tenderloin · Van Ness · Western Addition

Market Analysis

Data as of February 2026. Source: Realtor.com.

The SAN FRANCISCO, CA real estate market (94109) currently shows 83 active listings, with 28 pending sales. Homes are averaging 67 days on the market before going under contract.

Inventory has tightened compared to last year, with 34 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 67 days on market compared to 62 days last year.

The median listing price has fallen 6% year-over-year, from $1,018,210 to $957,500.

Whether you are buying or selling in SAN FRANCISCO, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 56,333  ·  Density: 20,163.9/mi²  ·  Median household income: $108,691

Typical home value: $1,357,800  ·  Homeownership: 16.4%

Market Overview

Active Listings
83
⇩ 29.1% vs 117 last year
Pending
28
34% pending ratio
Median Price
$957,500
⇩ 6% vs $1,018,210 last year
Average Price
$1,295,625
⇩ 36.1% vs $2,027,897 last year
Days on Market
67
⇧ 8.1% vs 62 days last year

Price Per Square Foot

Median $/sqft
$940
⇩ 2.8% vs $967/sqft last year
Median Home Size
1,093 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 83 this year vs 117 last year
  • Days on market: 67 now vs 62 last year

Median & Average Pricing

Year over Year
  • Median: $957,500 (-6% YoY)
  • Average: $1,295,625 (-36.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 5.2 miles — 269 listings ($576,421,466 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
94109San Francisco, CA 941090.0 mi61$106,696,930$799,000$1,749,130
94133San Francisco, CA 941330.8 mi14$49,674,338$2,495,000$3,548,167
94123San Francisco, CA 941231.0 mi19$61,794,783$1,750,000$3,252,357
94104San Francisco, CA 941041.1 mi3$4,212,000$1,795,000$1,404,000
94105San Francisco, CA 941051.3 mi49$140,370,545$2,262,500$2,864,705
94117San Francisco, CA 941172.0 mi16$19,845,600$1,096,500$1,240,350
94118San Francisco, CA 941182.4 mi10$18,481,430$1,495,000$1,848,143
94114San Francisco, CA 941142.6 mi19$35,131,285$1,495,000$1,849,015
94130San Francisco, CA 941303.4 mi14$21,529,452$1,353,750$1,537,818
94122San Francisco, CA 941224.1 mi22$38,288,800$1,544,500$1,740,400
94127San Francisco, CA 941274.5 mi10$30,996,750$2,350,000$3,099,675
94116San Francisco, CA 941164.9 mi17$35,498,108$1,398,000$2,088,124
94134San Francisco, CA 941345.2 mi15$13,901,445$864,450$926,763

Frequently Asked Questions

How many homes are for sale in SAN FRANCISCO, CA 94109?

As of February 2026, there are 83 active listings in SAN FRANCISCO, CA (zip code 94109), compared to 117 the prior year.

What is the median home price in SAN FRANCISCO, CA 94109?

The median listing price in SAN FRANCISCO, CA 94109 is $957,500 as of February 2026, a 6% decrease from $1,018,210 the prior year.

How long do homes stay on the market in SAN FRANCISCO, CA?

Homes in SAN FRANCISCO, CA 94109 spend an average of 67 days on the market before going under contract, compared to 62 days the prior year.

Is it a seller's or buyer's market in SAN FRANCISCO, CA 94109?

Based on current inventory and days-on-market data as of February 2026, SAN FRANCISCO, CA 94109 is currently a Balanced Market. Inventory has tightened compared to last year, with 34 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 67 days on market compared to 62 days last year.

How much can I save on real estate commission in SAN FRANCISCO, CA?

With SELL123.com's maximum 3% commission, sellers in SAN FRANCISCO, CA 94109 save an estimated $19,150 compared to a typical 5% commission on the median listing price of $957,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.