Data as of February 2026. Source: Realtor.com.
The WATERLOO, IL real estate market (62298) currently shows 50 active listings, with 19 pending sales. Homes are averaging 105 days on the market before going under contract.
Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 105 days on market compared to 76 days last year.
The median listing price has fallen 13% year-over-year, from $429,440 to $373,725.
Whether you are buying or selling in WATERLOO, IL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 17,192 · Density: 46.4/mi² · Median household income: $93,066
Typical home value: $246,716 · Homeownership: 83.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 62298 | Waterloo, IL 62298 | 0.0 mi | 55 | $19,597,105 | $398,400 | $356,311 |
| 62244 | Fults, IL 62244 | 8.5 mi | 2 | $598,000 | $299,000 | $299,000 |
| 62295 | Valmeyer, IL 62295 | 8.9 mi | 3 | $824,700 | $274,900 | $274,900 |
| 62285 | Smithton, IL 62285 | 9.5 mi | 11 | $4,453,273 | $447,500 | $404,843 |
| 62278 | Red Bud, IL 62278 | 11.3 mi | 8 | $1,240,000 | $140,000 | $155,000 |
| 63019 | Crystal City, MO 63019 | 13.4 mi | 5 | $1,093,250 | $224,500 | $218,650 |
| 63129 | Saint Louis, MO 63129 | 13.8 mi | 95 | $29,774,045 | $327,450 | $313,411 |
| 63070 | Pevely, MO 63070 | 14.6 mi | 19 | $6,738,483 | $304,500 | $354,657 |
| 62240 | East Carondelet, IL 62240 | 15.0 mi | 1 | $40,000 | $40,000 | $40,000 |
| 63010 | Arnold, MO 63010 | 15.5 mi | 56 | $18,531,520 | $306,000 | $330,920 |
| 63012 | Barnhart, MO 63012 | 16.2 mi | 15 | $5,357,385 | $424,950 | $357,159 |
| 63125 | Saint Louis, MO 63125 | 16.4 mi | 79 | $14,002,750 | $166,250 | $177,250 |
| 63028 | Festus, MO 63028 | 17.4 mi | 86 | $31,544,800 | $335,000 | $366,800 |
As of February 2026, there are 50 active listings in WATERLOO, IL (zip code 62298), compared to 54 the prior year.
The median listing price in WATERLOO, IL 62298 is $373,725 as of February 2026, a 13% decrease from $429,440 the prior year.
Homes in WATERLOO, IL 62298 spend an average of 105 days on the market before going under contract, compared to 76 days the prior year.
Based on current inventory and days-on-market data as of February 2026, WATERLOO, IL 62298 is currently a Balanced Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 105 days on market compared to 76 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, IL 62298 save an estimated $7,475 compared to a typical 5% commission on the median listing price of $373,725. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.