Data as of February 2026. Source: Realtor.com.
The COLD SPRING, MN real estate market (56320) currently shows 26 active listings, with 11 pending sales. Homes are averaging 130 days on the market before going under contract.
Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 130 days on market compared to 96 days last year.
The median listing price has fallen 12.2% year-over-year, from $499,900 to $438,925.
Whether you are buying or selling in COLD SPRING, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 8,447 · Density: 63.9/mi² · Median household income: $95,625
Typical home value: $287,115 · Homeownership: 81.6%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 56320 | Cold Spring, MN 56320 | 0.0 mi | 26 | $12,779,260 | $429,900 | $491,510 |
| 56368 | Richmond, MN 56368 | 6.0 mi | 10 | $4,535,430 | $419,900 | $453,543 |
| 56387 | Waite Park, MN 56387 | 9.8 mi | 20 | $5,468,000 | $289,000 | $273,400 |
| 55353 | Kimball, MN 55353 | 11.0 mi | 9 | $3,487,050 | $319,500 | $387,450 |
| 56310 | Avon, MN 56310 | 11.9 mi | 14 | $5,921,188 | $435,200 | $422,942 |
| 56303 | Saint Cloud, MN 56303 | 12.6 mi | 79 | $22,975,254 | $249,950 | $290,826 |
| 56307 | Albany, MN 56307 | 14.0 mi | 10 | $3,780,710 | $299,900 | $378,071 |
| 55382 | South Haven, MN 55382 | 15.0 mi | 6 | $1,774,680 | $224,900 | $295,780 |
| 55320 | Clearwater, MN 55320 | 16.8 mi | 11 | $6,752,900 | $499,900 | $613,900 |
| 56304 | Saint Cloud, MN 56304 | 18.2 mi | 51 | $17,081,430 | $350,000 | $334,930 |
| 56379 | Sauk Rapids, MN 56379 | 20.2 mi | 29 | $10,572,037 | $328,450 | $364,553 |
| 55302 | Annandale, MN 55302 | 21.0 mi | 35 | $21,296,205 | $379,400 | $608,463 |
| 55319 | Clear Lake, MN 55319 | 23.0 mi | 39 | $17,191,746 | $363,900 | $440,814 |
As of February 2026, there are 26 active listings in COLD SPRING, MN (zip code 56320), compared to 20 the prior year.
The median listing price in COLD SPRING, MN 56320 is $438,925 as of February 2026, a 12.2% decrease from $499,900 the prior year.
Homes in COLD SPRING, MN 56320 spend an average of 130 days on the market before going under contract, compared to 96 days the prior year.
Based on current inventory and days-on-market data as of February 2026, COLD SPRING, MN 56320 is currently a Buyer's Market. Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 130 days on market compared to 96 days last year.
With SELL123.com's maximum 3% commission, sellers in COLD SPRING, MN 56320 save an estimated $8,779 compared to a typical 5% commission on the median listing price of $438,925. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.