Data as of February 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48708) currently shows 75 active listings, with 29 pending sales. Homes are averaging 61 days on the market before going under contract.
Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 61 days on market compared to 67 days last year.
The median listing price has fallen 8.4% year-over-year, from $143,300 to $131,200.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 25,857 · Density: 343.7/mi² · Median household income: $47,024
Typical home value: $90,223 · Homeownership: 68.3%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48708 | Bay City, MI 48708 | 0.0 mi | 72 | $13,129,272 | $139,900 | $182,351 |
| 48747 | Munger, MI 48747 | 5.0 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48604 | Saginaw, MI 48604 | 6.9 mi | 26 | $6,435,936 | $164,500 | $247,536 |
| 48607 | Saginaw, MI 48607 | 9.7 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48601 | Saginaw, MI 48601 | 11.0 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48602 | Saginaw, MI 48602 | 11.4 mi | 154 | $16,046,492 | $90,000 | $104,198 |
| 48638 | Saginaw, MI 48638 | 12.9 mi | 39 | $11,268,972 | $232,300 | $288,948 |
| 48611 | Auburn, MI 48611 | 13.3 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48623 | Freeland, MI 48623 | 14.6 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48701 | Akron, MI 48701 | 15.3 mi | 4 | $622,800 | $159,900 | $155,700 |
| 48634 | Linwood, MI 48634 | 17.1 mi | 7 | $1,382,080 | $219,900 | $197,440 |
| 48415 | Birch Run, MI 48415 | 19.8 mi | 18 | $6,833,142 | $265,000 | $379,619 |
| 48417 | Burt, MI 48417 | 21.0 mi | 4 | $719,000 | $167,500 | $179,750 |
As of February 2026, there are 75 active listings in BAY CITY, MI (zip code 48708), compared to 79 the prior year.
The median listing price in BAY CITY, MI 48708 is $131,200 as of February 2026, a 8.4% decrease from $143,300 the prior year.
Homes in BAY CITY, MI 48708 spend an average of 61 days on the market before going under contract, compared to 67 days the prior year.
Based on current inventory and days-on-market data as of February 2026, BAY CITY, MI 48708 is currently a Seller's Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 61 days on market compared to 67 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48708 save an estimated $2,624 compared to a typical 5% commission on the median listing price of $131,200. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.