Active Listings
121
⇧ 21% vs 100 last year
Data as of February 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48706) currently shows 121 active listings, with 47 pending sales. Homes are averaging 76 days on the market before going under contract.
Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 76 days on market compared to 47 days last year.
The median listing price has risen 53.6% year-over-year, from $189,725 to $291,500.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 39,182 · Density: 228.2/mi² · Median household income: $58,211
Typical home value: $128,287 · Homeownership: 75.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48706 | Bay City, MI 48706 | 0.0 mi | 110 | $31,869,640 | $239,900 | $289,724 |
| 48631 | Kawkawlin, MI 48631 | 6.3 mi | 7 | $1,656,697 | $259,900 | $236,671 |
| 48611 | Auburn, MI 48611 | 7.2 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48724 | Carrollton, MI 48724 | 10.0 mi | 3 | $282,000 | $95,000 | $94,000 |
| 48623 | Freeland, MI 48623 | 10.5 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48607 | Saginaw, MI 48607 | 11.7 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48602 | Saginaw, MI 48602 | 12.4 mi | 154 | $16,046,492 | $90,000 | $104,198 |
| 48601 | Saginaw, MI 48601 | 14.0 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48609 | Saginaw, MI 48609 | 16.0 mi | 29 | $11,251,130 | $239,400 | $387,970 |
| 48650 | Pinconning, MI 48650 | 17.7 mi | 21 | $4,151,343 | $179,445 | $197,683 |
| 48722 | Bridgeport, MI 48722 | 18.5 mi | 8 | $2,384,264 | $220,000 | $298,033 |
| 48640 | Midland, MI 48640 | 19.1 mi | 88 | $33,953,832 | $265,000 | $385,839 |
| 48701 | Akron, MI 48701 | 20.5 mi | 4 | $622,800 | $159,900 | $155,700 |
As of February 2026, there are 121 active listings in BAY CITY, MI (zip code 48706), compared to 100 the prior year.
The median listing price in BAY CITY, MI 48706 is $291,500 as of February 2026, a 53.6% increase from $189,725 the prior year.
Homes in BAY CITY, MI 48706 spend an average of 76 days on the market before going under contract, compared to 47 days the prior year.
Based on current inventory and days-on-market data as of February 2026, BAY CITY, MI 48706 is currently a Buyer's Market. Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 76 days on market compared to 47 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48706 save an estimated $5,830 compared to a typical 5% commission on the median listing price of $291,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.