Data as of February 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48638) currently shows 35 active listings, with 14 pending sales. Homes are averaging 117 days on the market before going under contract.
Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 117 days on market compared to 41 days last year.
The median listing price has fallen 10.4% year-over-year, from $263,650 to $236,175.
Whether you are buying or selling in SAGINAW, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 12,157 · Density: 717.4/mi² · Median household income: $60,262
Typical home value: $155,556 · Homeownership: 66.5%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48638 | Saginaw, MI 48638 | 0.0 mi | 39 | $11,268,972 | $232,300 | $288,948 |
| 48603 | Saginaw, MI 48603 | 3.3 mi | 63 | $19,148,787 | $289,900 | $303,949 |
| 48607 | Saginaw, MI 48607 | 4.4 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48601 | Saginaw, MI 48601 | 6.3 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48623 | Freeland, MI 48623 | 9.2 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48626 | Hemlock, MI 48626 | 10.4 mi | 16 | $6,330,128 | $267,500 | $395,633 |
| 48417 | Burt, MI 48417 | 11.6 mi | 4 | $719,000 | $167,500 | $179,750 |
| 48706 | Bay City, MI 48706 | 13.0 mi | 110 | $31,869,640 | $239,900 | $289,724 |
| 48747 | Munger, MI 48747 | 14.8 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48611 | Auburn, MI 48611 | 15.3 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48616 | Chesaning, MI 48616 | 16.1 mi | 17 | $4,955,653 | $219,900 | $291,509 |
| 48757 | Reese, MI 48757 | 17.4 mi | 11 | $1,986,600 | $167,500 | $180,600 |
| 48614 | Brant, MI 48614 | 18.2 mi | 2 | $350,000 | $175,000 | $175,000 |
As of February 2026, there are 35 active listings in SAGINAW, MI (zip code 48638), compared to 29 the prior year.
The median listing price in SAGINAW, MI 48638 is $236,175 as of February 2026, a 10.4% decrease from $263,650 the prior year.
Homes in SAGINAW, MI 48638 spend an average of 117 days on the market before going under contract, compared to 41 days the prior year.
Based on current inventory and days-on-market data as of February 2026, SAGINAW, MI 48638 is currently a Buyer's Market. Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 117 days on market compared to 41 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48638 save an estimated $4,724 compared to a typical 5% commission on the median listing price of $236,175. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.