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SAGINAW, MI 48604

Real Estate Market Report
Balanced Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The SAGINAW, MI real estate market (48604) currently shows 23 active listings, with 8 pending sales. Homes are averaging 62 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 62 days on market compared to 24 days last year.

The median listing price has fallen 17.2% year-over-year, from $162,950 to $134,900.

Whether you are buying or selling in SAGINAW, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 11,793  ·  Density: 173.5/mi²  ·  Median household income: $52,285

Typical home value: $84,977  ·  Homeownership: 76.2%

Market Overview

Active Listings
23
⇩ 4.2% vs 24 last year
Pending
8
35% pending ratio
Median Price
$134,900
⇩ 17.2% vs $162,950 last year
Average Price
$201,676
⇧ 6.8% vs $188,785 last year
Days on Market
62
⇧ 158.3% vs 24 days last year

Price Per Square Foot

Median $/sqft
$113
⇧ 5.6% vs $107/sqft last year
Median Home Size
1,553 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 23 this year vs 24 last year
  • Days on market: 62 now vs 24 last year

Median & Average Pricing

Year over Year
  • Median: $134,900 (-17.2% YoY)
  • Average: $201,676 (+6.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.4 miles — 585 listings ($122,028,433 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
48604Saginaw, MI 486040.0 mi26$6,435,936$164,500$247,536
48603Saginaw, MI 486034.3 mi63$19,148,787$289,900$303,949
48602Saginaw, MI 486025.4 mi154$16,046,492$90,000$104,198
48708Bay City, MI 487086.9 mi72$13,129,272$139,900$182,351
48601Saginaw, MI 486017.4 mi106$9,926,052$78,700$93,642
48609Saginaw, MI 4860910.0 mi29$11,251,130$239,400$387,970
48611Auburn, MI 4861111.5 mi14$3,872,246$224,900$276,589
48722Bridgeport, MI 4872212.1 mi8$2,384,264$220,000$298,033
48757Reese, MI 4875714.2 mi11$1,986,600$167,500$180,600
48734Frankenmuth, MI 4873414.6 mi23$9,418,822$351,000$409,514
48655Saint Charles, MI 4865517.4 mi14$3,147,214$194,900$224,801
48634Linwood, MI 4863418.4 mi7$1,382,080$219,900$197,440
48642Midland, MI 4864219.4 mi58$23,899,538$369,000$412,061

Frequently Asked Questions

How many homes are for sale in SAGINAW, MI 48604?

As of February 2026, there are 23 active listings in SAGINAW, MI (zip code 48604), compared to 24 the prior year.

What is the median home price in SAGINAW, MI 48604?

The median listing price in SAGINAW, MI 48604 is $134,900 as of February 2026, a 17.2% decrease from $162,950 the prior year.

How long do homes stay on the market in SAGINAW, MI?

Homes in SAGINAW, MI 48604 spend an average of 62 days on the market before going under contract, compared to 24 days the prior year.

Is it a seller's or buyer's market in SAGINAW, MI 48604?

Based on current inventory and days-on-market data as of February 2026, SAGINAW, MI 48604 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 62 days on market compared to 24 days last year.

How much can I save on real estate commission in SAGINAW, MI?

With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48604 save an estimated $2,698 compared to a typical 5% commission on the median listing price of $134,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.