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OSCEOLA, IN 46561

Real Estate Market Report  ·  Saint Joseph County
Balanced Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The OSCEOLA, IN real estate market (46561) currently shows 49 active listings, with 22 pending sales. Homes are averaging 53 days on the market before going under contract.

Inventory has increased compared to last year, with 11 more homes available — giving buyers more choice.

The median listing price has risen 43.2% year-over-year, from $349,150 to $499,974.

Whether you are buying or selling in OSCEOLA, IN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 14,658  ·  Density: 417.2/mi²  ·  Median household income: $80,853

Typical home value: $189,159  ·  Homeownership: 86.2%

Market Overview

Active Listings
49
⇧ 28.9% vs 38 last year
Pending
22
45% pending ratio
Median Price
$499,974
⇧ 43.2% vs $349,150 last year
Average Price
$488,278
⇧ 24.5% vs $392,239 last year
Days on Market
53
vs 53 days last year

Price Per Square Foot

Median $/sqft
$214
⇧ 18.2% vs $181/sqft last year
Median Home Size
2,377 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 49 this year vs 38 last year
  • Days on market: 53 now vs 53 last year

Median & Average Pricing

Year over Year
  • Median: $499,974 (+43.2% YoY)
  • Average: $488,278 (+24.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.9 miles — 581 listings ($219,263,235 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
46561Osceola, IN 465610.0 mi45$18,212,715$362,450$404,727
46544Mishawaka, IN 465444.6 mi67$20,521,229$234,500$306,287
46530Granger, IN 465305.7 mi74$47,167,304$539,000$637,396
46516Elkhart, IN 465166.7 mi66$18,219,036$223,950$276,046
46635South Bend, IN 466357.6 mi19$5,277,516$260,000$277,764
46573Wakarusa, IN 465738.8 mi1$259,000$259,000$259,000
49112Edwardsburg, MI 491129.3 mi28$13,109,740$346,950$468,205
46637South Bend, IN 466379.8 mi43$17,319,712$269,250$402,784
46614South Bend, IN 4661411.4 mi87$29,684,400$249,900$341,200
49130Union, MI 4913013.6 mi7$3,610,719$522,450$515,817
49120Niles, MI 4912013.9 mi102$36,874,122$259,000$361,511
46619South Bend, IN 4661914.3 mi34$6,360,278$154,000$187,067
46536Lakeville, IN 4653614.9 mi8$2,647,464$292,900$330,933

Frequently Asked Questions

How many homes are for sale in OSCEOLA, IN 46561?

As of February 2026, there are 49 active listings in OSCEOLA, IN (zip code 46561), compared to 38 the prior year.

What is the median home price in OSCEOLA, IN 46561?

The median listing price in OSCEOLA, IN 46561 is $499,974 as of February 2026, a 43.2% increase from $349,150 the prior year.

How long do homes stay on the market in OSCEOLA, IN?

Homes in OSCEOLA, IN 46561 spend an average of 53 days on the market before going under contract, compared to 53 days the prior year.

Is it a seller's or buyer's market in OSCEOLA, IN 46561?

Based on current inventory and days-on-market data as of February 2026, OSCEOLA, IN 46561 is currently a Balanced Market. Inventory has increased compared to last year, with 11 more homes available — giving buyers more choice.

How much can I save on real estate commission in OSCEOLA, IN?

With SELL123.com's maximum 3% commission, sellers in OSCEOLA, IN 46561 save an estimated $9,999 compared to a typical 5% commission on the median listing price of $499,974. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.