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OWENSBORO, KY 42303

Real Estate Market Report
Seller's Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The OWENSBORO, KY real estate market (42303) currently shows 119 active listings, with 40 pending sales. Homes are averaging 61 days on the market before going under contract.

Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 61 days on market compared to 65 days last year.

The median listing price has risen 2.4% year-over-year, from $282,725 to $289,375.

Whether you are buying or selling in OWENSBORO, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 41,608  ·  Density: 329.0/mi²  ·  Median household income: $61,777

Typical home value: $164,037  ·  Homeownership: 65.8%

Market Overview

Active Listings
119
⇩ 15.6% vs 141 last year
Pending
40
34% pending ratio
Median Price
$289,375
⇧ 2.4% vs $282,725 last year
Average Price
$360,238
⇧ 5.3% vs $342,048 last year
Days on Market
61
⇩ 6.2% vs 65 days last year

Price Per Square Foot

Median $/sqft
$165
⇧ 7.1% vs $154/sqft last year
Median Home Size
1,815 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 119 this year vs 141 last year
  • Days on market: 61 now vs 65 last year

Median & Average Pricing

Year over Year
  • Median: $289,375 (+2.4% YoY)
  • Average: $360,238 (+5.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 23.7 miles — 362 listings ($148,570,925 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
42303Owensboro, KY 423030.0 mi121$40,702,585$275,000$336,385
42355Maceo, KY 423557.7 mi1$309,900$309,900$309,900
42376Utica, KY 4237610.2 mi17$4,557,190$247,500$268,070
42378Whitesville, KY 4237812.3 mi8$17,397,064$309,950$2,174,633
47634Richland, IN 4763414.3 mi11$2,101,781$259,900$191,071
42348Hawesville, KY 4234816.2 mi11$1,888,513$107,200$171,683
47611Chrisney, IN 4761118.2 mi2$559,800$279,900$279,900
42347Hartford, KY 4234718.6 mi5$1,234,750$246,950$246,950
42343Fordsville, KY 4234321.1 mi6$1,310,850$222,500$218,475
47630Newburgh, IN 4763021.5 mi171$76,206,492$380,000$445,652
42371Rumsey, KY 4237122.6 mi2$978,000$489,000$489,000
40111Cloverport, KY 4011123.0 mi5$1,054,800$115,000$210,960
42328Centertown, KY 4232823.7 mi2$269,200$179,000$134,600

Frequently Asked Questions

How many homes are for sale in OWENSBORO, KY 42303?

As of February 2026, there are 119 active listings in OWENSBORO, KY (zip code 42303), compared to 141 the prior year.

What is the median home price in OWENSBORO, KY 42303?

The median listing price in OWENSBORO, KY 42303 is $289,375 as of February 2026, a 2.4% increase from $282,725 the prior year.

How long do homes stay on the market in OWENSBORO, KY?

Homes in OWENSBORO, KY 42303 spend an average of 61 days on the market before going under contract, compared to 65 days the prior year.

Is it a seller's or buyer's market in OWENSBORO, KY 42303?

Based on current inventory and days-on-market data as of February 2026, OWENSBORO, KY 42303 is currently a Seller's Market. Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 61 days on market compared to 65 days last year.

How much can I save on real estate commission in OWENSBORO, KY?

With SELL123.com's maximum 3% commission, sellers in OWENSBORO, KY 42303 save an estimated $5,788 compared to a typical 5% commission on the median listing price of $289,375. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.