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ELKTON, KY 42220

Real Estate Market Report  ·  Todd County
Buyer's Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The ELKTON, KY real estate market (42220) currently shows 25 active listings, with 5 pending sales. Homes are averaging 134 days on the market before going under contract.

Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 134 days on market compared to 60 days last year.

The median listing price has fallen 7.3% year-over-year, from $258,675 to $239,900.

Whether you are buying or selling in ELKTON, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 6,131  ·  Density: 14.1/mi²  ·  Median household income: $56,374

Typical home value: $132,796  ·  Homeownership: 78.9%

Market Overview

Active Listings
25
⇧ 31.6% vs 19 last year
Pending
5
20% pending ratio
Median Price
$239,900
⇩ 7.3% vs $258,675 last year
Average Price
$262,380
⇧ 2.6% vs $255,722 last year
Days on Market
134
⇧ 123.3% vs 60 days last year

Price Per Square Foot

Median $/sqft
$184
⇧ 8.2% vs $170/sqft last year
Median Home Size
1,316 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 25 this year vs 19 last year
  • Days on market: 134 now vs 60 last year

Median & Average Pricing

Year over Year
  • Median: $239,900 (-7.3% YoY)
  • Average: $262,380 (+2.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 25.7 miles — 283 listings ($81,259,794 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
42220Elkton, KY 422200.0 mi24$6,113,472$239,900$254,728
42286Trenton, KY 4228612.9 mi9$2,445,750$272,450$271,750
42266Pembroke, KY 4226613.5 mi7$2,208,920$329,000$315,560
42240Hopkinsville, KY 4224015.3 mi141$36,538,317$215,000$259,137
42345Greenville, KY 4234517.1 mi36$8,905,284$240,000$247,369
42217Crofton, KY 4221718.9 mi17$5,393,301$325,000$317,253
42339Dunmor, KY 4233919.5 mi5$611,250$122,250$122,250
42323Beechmont, KY 4232320.6 mi3$881,025$297,400$293,675
42464White Plains, KY 4246421.9 mi4$749,600$187,400$187,400
37010Adams, TN 3701023.4 mi25$14,369,075$429,900$574,763
42337Drakesboro, KY 4233724.4 mi2$399,800$199,900$199,900
42442Nortonville, KY 4244225.2 mi10$2,644,000$239,900$264,400
42344Graham, KY 4234425.7 mi0$0$89,900$89,900

Frequently Asked Questions

How many homes are for sale in ELKTON, KY 42220?

As of February 2026, there are 25 active listings in ELKTON, KY (zip code 42220), compared to 19 the prior year.

What is the median home price in ELKTON, KY 42220?

The median listing price in ELKTON, KY 42220 is $239,900 as of February 2026, a 7.3% decrease from $258,675 the prior year.

How long do homes stay on the market in ELKTON, KY?

Homes in ELKTON, KY 42220 spend an average of 134 days on the market before going under contract, compared to 60 days the prior year.

Is it a seller's or buyer's market in ELKTON, KY 42220?

Based on current inventory and days-on-market data as of February 2026, ELKTON, KY 42220 is currently a Buyer's Market. Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 134 days on market compared to 60 days last year.

How much can I save on real estate commission in ELKTON, KY?

With SELL123.com's maximum 3% commission, sellers in ELKTON, KY 42220 save an estimated $4,798 compared to a typical 5% commission on the median listing price of $239,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.