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Anchorage Aylesford Berisford at Lansbrook Briarwick Bridlewood Brookers Landing Carlyle Chattam Landing Coventry Village Crystal Lake Eagle Cove El Pasado Fairway Forest Fallbrook at Lansbrook Farrell Park Fisherman's Foxberry Run Glenridge Glenridge East Golfside Indigo Pond I Indigo Pond II Indigo Pond III Ivy Ridge Juniper Bay Kylemont Lake Tarpon Villages Lansbrook Master Assoc Lynnwood Meadows of Tarpon Woods Myrtle Point Oaks of Tarpon Woods One Farrell Park Parkside Presidents Landing Ridgemoor Master Salem Square Stratford Commons Tanglewood Patio Homes Tarpon Woods Tealwood The Clearing Wescott Square Westmonte Estates Westwind Windemere Windmill Pointe of Tarpon Lake

PALM HARBOR, FL 34685

Real Estate Market Report
Balanced Market
February 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 34685

Anchorage · Aylesford · Berisford at Lansbrook · Briarwick · Bridlewood · Brookers Landing · Carlyle · Chattam Landing · Coventry Village · Crystal Lake · Eagle Cove · El Pasado · Fairway Forest · Fallbrook at Lansbrook · Farrell Park · Fisherman's · Foxberry Run · Glenridge · Glenridge East · Golfside · Indigo Pond I · Indigo Pond II · Indigo Pond III · Ivy Ridge · Juniper Bay · Kylemont · Lake Tarpon Villages · Lansbrook Master Assoc · Lynnwood · Meadows of Tarpon Woods · Myrtle Point · Oaks of Tarpon Woods · One Farrell Park · Parkside · Presidents Landing · Ridgemoor Master · Salem Square · Stratford Commons · Tanglewood Patio Homes · Tarpon Woods · Tealwood · The Clearing · Wescott Square · Westmonte Estates · Westwind · Windemere · Windmill Pointe of Tarpon Lake

Market Analysis

Data as of February 2026. Source: Realtor.com.

The PALM HARBOR, FL real estate market (34685) currently shows 108 active listings, with 29 pending sales. Homes are averaging 86 days on the market before going under contract.

Inventory has tightened compared to last year, with 27 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.

The median listing price has risen 5.2% year-over-year, from $410,925 to $432,425.

Whether you are buying or selling in PALM HARBOR, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 17,869  ·  Density: 687.4/mi²  ·  Median household income: $88,867

Typical home value: $430,144  ·  Homeownership: 75.1%

Market Overview

Active Listings
108
⇩ 20% vs 135 last year
Pending
29
27% pending ratio
Median Price
$432,425
⇧ 5.2% vs $410,925 last year
Average Price
$531,311
⇧ 1.2% vs $525,077 last year
Days on Market
86
⇧ 41% vs 61 days last year

Price Per Square Foot

Median $/sqft
$239
⇩ 3.2% vs $247/sqft last year
Median Home Size
1,737 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 108 this year vs 135 last year
  • Days on market: 86 now vs 61 last year

Median & Average Pricing

Year over Year
  • Median: $432,425 (+5.2% YoY)
  • Average: $531,311 (+1.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.0 miles — 2,240 listings ($1,168,968,224 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
34685Palm Harbor, FL 346850.0 mi101$52,765,026$439,500$522,426
34688Tarpon Springs, FL 346883.1 mi87$63,302,244$549,500$727,612
34683Palm Harbor, FL 346834.5 mi214$125,139,068$455,500$584,762
33761Clearwater, FL 337615.3 mi112$39,480,448$250,000$352,504
34689Tarpon Springs, FL 346895.5 mi274$148,144,950$425,000$540,675
33635Tampa, FL 336356.7 mi54$28,808,568$539,230$533,492
33763Clearwater, FL 337637.5 mi224$52,178,336$194,900$232,939
33556Odessa, FL 335567.6 mi181$222,507,282$725,000$1,229,322
34655New Port Richey, FL 346558.0 mi282$122,495,160$349,500$434,380
33759Clearwater, FL 337598.4 mi79$26,501,893$249,000$335,467
33765Clearwater, FL 337659.3 mi55$19,142,200$354,500$348,040
34652New Port Richey, FL 346529.9 mi405$148,836,285$262,900$367,497
33755Clearwater, FL 3375510.0 mi172$119,666,764$448,250$695,737

Frequently Asked Questions

How many homes are for sale in PALM HARBOR, FL 34685?

As of February 2026, there are 108 active listings in PALM HARBOR, FL (zip code 34685), compared to 135 the prior year.

What is the median home price in PALM HARBOR, FL 34685?

The median listing price in PALM HARBOR, FL 34685 is $432,425 as of February 2026, a 5.2% increase from $410,925 the prior year.

How long do homes stay on the market in PALM HARBOR, FL?

Homes in PALM HARBOR, FL 34685 spend an average of 86 days on the market before going under contract, compared to 61 days the prior year.

Is it a seller's or buyer's market in PALM HARBOR, FL 34685?

Based on current inventory and days-on-market data as of February 2026, PALM HARBOR, FL 34685 is currently a Balanced Market. Inventory has tightened compared to last year, with 27 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.

How much can I save on real estate commission in PALM HARBOR, FL?

With SELL123.com's maximum 3% commission, sellers in PALM HARBOR, FL 34685 save an estimated $8,649 compared to a typical 5% commission on the median listing price of $432,425. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.