Active Listings
106
⇩ 7% vs 114 last year
Data as of February 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 106 active listings, with 25 pending sales. Homes are averaging 108 days on the market before going under contract.
Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 108 days on market compared to 75 days last year.
The median listing price has risen 17.8% year-over-year, from $258,073 to $303,900.
Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 108 | $37,278,036 | $299,950 | $345,167 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 8 | $2,897,488 | $398,500 | $362,186 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 17 | $7,466,349 | $299,900 | $439,197 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 27 | $7,567,155 | $219,000 | $280,265 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 21 | $5,888,295 | $243,750 | $280,395 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 20 | $13,538,500 | $359,500 | $676,925 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 67 | $24,007,574 | $335,000 | $358,322 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 107 | $51,350,477 | $404,500 | $479,911 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,074,744 | $579,000 | $509,343 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,002,915 | $219,450 | $266,861 |
As of February 2026, there are 106 active listings in CHIPLEY, FL (zip code 32428), compared to 114 the prior year.
The median listing price in CHIPLEY, FL 32428 is $303,900 as of February 2026, a 17.8% increase from $258,073 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 108 days on the market before going under contract, compared to 75 days the prior year.
Based on current inventory and days-on-market data as of February 2026, CHIPLEY, FL 32428 is currently a Balanced Market. Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 108 days on market compared to 75 days last year.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $6,078 compared to a typical 5% commission on the median listing price of $303,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.