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Belmont Cherry Elizabeth First Ward Second Ward South End (Dilworth) Uptown

CHARLOTTE, NC 28204

Real Estate Market Report
Buyer's Market
February 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 28204

Belmont · Cherry · Elizabeth · First Ward · Second Ward · South End (Dilworth) · Uptown

Market Analysis

Data as of February 2026. Source: Realtor.com.

The CHARLOTTE, NC real estate market (28204) currently shows 40 active listings, with 10 pending sales. Homes are averaging 110 days on the market before going under contract.

Inventory has increased compared to last year, with 15 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 110 days on market compared to 56 days last year.

The median listing price has risen 27.5% year-over-year, from $544,250 to $693,725.

Whether you are buying or selling in CHARLOTTE, NC, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 9,525  ·  Density: 2,085.5/mi²  ·  Median household income: $77,279

Typical home value: $504,596  ·  Homeownership: 25.8%

Market Overview

Active Listings
40
⇧ 60% vs 25 last year
Pending
10
25% pending ratio
Median Price
$693,725
⇧ 27.5% vs $544,250 last year
Average Price
$673,757
⇧ 2.8% vs $655,668 last year
Days on Market
110
⇧ 96.4% vs 56 days last year

Price Per Square Foot

Median $/sqft
$379
⇧ 0.3% vs $378/sqft last year
Median Home Size
2,001 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 40 this year vs 25 last year
  • Days on market: 110 now vs 56 last year

Median & Average Pricing

Year over Year
  • Median: $693,725 (+27.5% YoY)
  • Average: $673,757 (+2.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.1 miles — 1,776 listings ($1,030,407,726 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
28204Charlotte, NC 282040.0 mi36$27,386,892$738,950$760,747
28202Charlotte, NC 282021.4 mi117$63,376,092$380,000$541,676
28234Charlotte, NC 282342.0 mi4$1,259,800$319,950$314,950
28206Charlotte, NC 282062.9 mi83$36,055,698$422,495$434,406
28211Charlotte, NC 282113.7 mi119$192,456,320$1,361,175$1,617,280
28212Charlotte, NC 282124.9 mi100$33,233,500$299,000$332,335
28210Charlotte, NC 282106.1 mi125$77,403,875$457,500$619,231
28226Charlotte, NC 282267.4 mi127$113,876,709$495,000$896,667
28215Charlotte, NC 282157.8 mi302$122,229,668$385,000$404,734
28269Charlotte, NC 282698.6 mi343$147,155,232$399,000$429,024
28273Charlotte, NC 282739.0 mi103$37,736,419$359,000$366,373
28105Matthews, NC 281059.3 mi113$65,282,925$480,000$577,725
28227Charlotte, NC 2822710.1 mi204$112,954,596$500,000$553,699

Frequently Asked Questions

How many homes are for sale in CHARLOTTE, NC 28204?

As of February 2026, there are 40 active listings in CHARLOTTE, NC (zip code 28204), compared to 25 the prior year.

What is the median home price in CHARLOTTE, NC 28204?

The median listing price in CHARLOTTE, NC 28204 is $693,725 as of February 2026, a 27.5% increase from $544,250 the prior year.

How long do homes stay on the market in CHARLOTTE, NC?

Homes in CHARLOTTE, NC 28204 spend an average of 110 days on the market before going under contract, compared to 56 days the prior year.

Is it a seller's or buyer's market in CHARLOTTE, NC 28204?

Based on current inventory and days-on-market data as of February 2026, CHARLOTTE, NC 28204 is currently a Buyer's Market. Inventory has increased compared to last year, with 15 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 110 days on market compared to 56 days last year.

How much can I save on real estate commission in CHARLOTTE, NC?

With SELL123.com's maximum 3% commission, sellers in CHARLOTTE, NC 28204 save an estimated $13,875 compared to a typical 5% commission on the median listing price of $693,725. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.