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SCHENECTADY, NY 12309

Real Estate Market Report
Seller's Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12309) currently shows 59 active listings, with 33 pending sales. Homes are averaging 41 days on the market before going under contract.

Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 41 days on market compared to 53 days last year.

The median listing price has fallen 13.3% year-over-year, from $534,925 to $463,675.

Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 33,332  ·  Density: 732.6/mi²  ·  Median household income: $119,268

Typical home value: $284,615  ·  Homeownership: 82.2%

Market Overview

Active Listings
59
⇩ 10.6% vs 66 last year
Pending
33
56% pending ratio
Median Price
$463,675
⇩ 13.3% vs $534,925 last year
Average Price
$608,685
⇧ 11.4% vs $546,501 last year
Days on Market
41
⇩ 22.6% vs 53 days last year

Price Per Square Foot

Median $/sqft
$243
⇧ 5.7% vs $230/sqft last year
Median Home Size
1,989 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 59 this year vs 66 last year
  • Days on market: 41 now vs 53 last year

Median & Average Pricing

Year over Year
  • Median: $463,675 (-13.3% YoY)
  • Average: $608,685 (+11.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.4 miles — 545 listings ($258,226,975 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12309Schenectady, NY 123090.0 mi57$32,084,103$419,400$562,879
12148Rexford, NY 121482.8 mi7$6,343,148$935,000$906,164
12307Schenectady, NY 123073.4 mi10$1,748,500$197,250$174,850
12303Schenectady, NY 123034.4 mi58$21,720,014$294,450$374,483
12065Clifton Park, NY 120655.7 mi95$58,311,190$650,900$613,802
12084Guilderland, NY 120846.6 mi3$1,575,000$525,000$525,000
12203Albany, NY 122038.0 mi44$18,904,468$322,450$429,647
12302Schenectady, NY 123028.3 mi63$24,124,905$295,000$382,935
12306Schenectady, NY 123068.4 mi108$42,912,828$381,500$397,341
12027Burnt Hills, NY 120278.8 mi3$1,383,000$461,000$461,000
12019Ballston Lake, NY 120199.2 mi61$39,823,179$700,940$652,839
12206Albany, NY 122069.5 mi22$5,356,340$237,500$243,470
12204Albany, NY 1220410.4 mi14$3,940,300$219,900$281,450

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12309?

As of February 2026, there are 59 active listings in SCHENECTADY, NY (zip code 12309), compared to 66 the prior year.

What is the median home price in SCHENECTADY, NY 12309?

The median listing price in SCHENECTADY, NY 12309 is $463,675 as of February 2026, a 13.3% decrease from $534,925 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12309 spend an average of 41 days on the market before going under contract, compared to 53 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12309?

Based on current inventory and days-on-market data as of February 2026, SCHENECTADY, NY 12309 is currently a Seller's Market. Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 41 days on market compared to 53 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12309 save an estimated $9,274 compared to a typical 5% commission on the median listing price of $463,675. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.