Data as of February 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12309) currently shows 59 active listings, with 33 pending sales. Homes are averaging 41 days on the market before going under contract.
Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 41 days on market compared to 53 days last year.
The median listing price has fallen 13.3% year-over-year, from $534,925 to $463,675.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 33,332 · Density: 732.6/mi² · Median household income: $119,268
Typical home value: $284,615 · Homeownership: 82.2%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12309 | Schenectady, NY 12309 | 0.0 mi | 57 | $32,084,103 | $419,400 | $562,879 |
| 12148 | Rexford, NY 12148 | 2.8 mi | 7 | $6,343,148 | $935,000 | $906,164 |
| 12307 | Schenectady, NY 12307 | 3.4 mi | 10 | $1,748,500 | $197,250 | $174,850 |
| 12303 | Schenectady, NY 12303 | 4.4 mi | 58 | $21,720,014 | $294,450 | $374,483 |
| 12065 | Clifton Park, NY 12065 | 5.7 mi | 95 | $58,311,190 | $650,900 | $613,802 |
| 12084 | Guilderland, NY 12084 | 6.6 mi | 3 | $1,575,000 | $525,000 | $525,000 |
| 12203 | Albany, NY 12203 | 8.0 mi | 44 | $18,904,468 | $322,450 | $429,647 |
| 12302 | Schenectady, NY 12302 | 8.3 mi | 63 | $24,124,905 | $295,000 | $382,935 |
| 12306 | Schenectady, NY 12306 | 8.4 mi | 108 | $42,912,828 | $381,500 | $397,341 |
| 12027 | Burnt Hills, NY 12027 | 8.8 mi | 3 | $1,383,000 | $461,000 | $461,000 |
| 12019 | Ballston Lake, NY 12019 | 9.2 mi | 61 | $39,823,179 | $700,940 | $652,839 |
| 12206 | Albany, NY 12206 | 9.5 mi | 22 | $5,356,340 | $237,500 | $243,470 |
| 12204 | Albany, NY 12204 | 10.4 mi | 14 | $3,940,300 | $219,900 | $281,450 |
As of February 2026, there are 59 active listings in SCHENECTADY, NY (zip code 12309), compared to 66 the prior year.
The median listing price in SCHENECTADY, NY 12309 is $463,675 as of February 2026, a 13.3% decrease from $534,925 the prior year.
Homes in SCHENECTADY, NY 12309 spend an average of 41 days on the market before going under contract, compared to 53 days the prior year.
Based on current inventory and days-on-market data as of February 2026, SCHENECTADY, NY 12309 is currently a Seller's Market. Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 41 days on market compared to 53 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12309 save an estimated $9,274 compared to a typical 5% commission on the median listing price of $463,675. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.