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VALLEY COTTAGE, NY 10989

Real Estate Market Report
Seller's Market
February 2026  ·  Source: Realtor.com

Market Analysis

Data as of February 2026. Source: Realtor.com.

The VALLEY COTTAGE, NY real estate market (10989) currently shows 13 active listings, with 3 pending sales. Homes are averaging 24 days on the market before going under contract.

Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 24 days on market compared to 108 days last year.

The median listing price has risen 21.8% year-over-year, from $551,000 to $671,000.

Whether you are buying or selling in VALLEY COTTAGE, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 8,651  ·  Density: 690.7/mi²  ·  Median household income: $127,825

Typical home value: $473,120  ·  Homeownership: 88.9%

Market Overview

Active Listings
13
⇩ 62.9% vs 35 last year
Pending
3
23% pending ratio
Median Price
$671,000
⇧ 21.8% vs $551,000 last year
Average Price
$646,661
⇧ 9.2% vs $591,954 last year
Days on Market
24
⇩ 77.8% vs 108 days last year

Price Per Square Foot

Median $/sqft
$350
⇩ 2% vs $357/sqft last year
Median Home Size
1,958 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 13 this year vs 35 last year
  • Days on market: 24 now vs 108 last year

Median & Average Pricing

Year over Year
  • Median: $671,000 (+21.8% YoY)
  • Average: $646,661 (+9.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 7.6 miles — 252 listings ($301,144,209 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
10989Valley Cottage, NY 109890.0 mi12$7,334,268$624,000$611,189
10960Nyack, NY 109602.5 mi36$62,509,824$1,325,000$1,736,384
10956New City, NY 109563.6 mi51$42,172,206$785,900$826,906
10954Nanuet, NY 109544.3 mi35$24,789,030$704,950$708,258
10962Orangeburg, NY 109625.4 mi5$6,083,330$1,150,000$1,216,666
10591Tarrytown, NY 105915.4 mi34$75,673,154$1,690,000$2,225,681
10965Pearl River, NY 109655.9 mi19$13,546,867$699,000$712,993
10993West Haverstraw, NY 109936.2 mi7$3,526,719$492,000$503,817
10976Sparkill, NY 109766.7 mi2$3,764,000$1,882,000$1,882,000
10562Ossining, NY 105627.2 mi29$34,721,961$737,000$1,197,309
10532Hawthorne, NY 105327.3 mi1$858,500$858,500$858,500
10520Croton On Hudson, NY 105207.5 mi19$23,040,350$647,500$1,212,650
10964Palisades, NY 109647.6 mi2$3,124,000$1,562,000$1,562,000

Frequently Asked Questions

How many homes are for sale in VALLEY COTTAGE, NY 10989?

As of February 2026, there are 13 active listings in VALLEY COTTAGE, NY (zip code 10989), compared to 35 the prior year.

What is the median home price in VALLEY COTTAGE, NY 10989?

The median listing price in VALLEY COTTAGE, NY 10989 is $671,000 as of February 2026, a 21.8% increase from $551,000 the prior year.

How long do homes stay on the market in VALLEY COTTAGE, NY?

Homes in VALLEY COTTAGE, NY 10989 spend an average of 24 days on the market before going under contract, compared to 108 days the prior year.

Is it a seller's or buyer's market in VALLEY COTTAGE, NY 10989?

Based on current inventory and days-on-market data as of February 2026, VALLEY COTTAGE, NY 10989 is currently a Seller's Market. Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 24 days on market compared to 108 days last year.

How much can I save on real estate commission in VALLEY COTTAGE, NY?

With SELL123.com's maximum 3% commission, sellers in VALLEY COTTAGE, NY 10989 save an estimated $13,420 compared to a typical 5% commission on the median listing price of $671,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.