Data as of February 2026. Source: Realtor.com.
The VALLEY COTTAGE, NY real estate market (10989) currently shows 13 active listings, with 3 pending sales. Homes are averaging 24 days on the market before going under contract.
Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 24 days on market compared to 108 days last year.
The median listing price has risen 21.8% year-over-year, from $551,000 to $671,000.
Whether you are buying or selling in VALLEY COTTAGE, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 8,651 · Density: 690.7/mi² · Median household income: $127,825
Typical home value: $473,120 · Homeownership: 88.9%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 10989 | Valley Cottage, NY 10989 | 0.0 mi | 12 | $7,334,268 | $624,000 | $611,189 |
| 10960 | Nyack, NY 10960 | 2.5 mi | 36 | $62,509,824 | $1,325,000 | $1,736,384 |
| 10956 | New City, NY 10956 | 3.6 mi | 51 | $42,172,206 | $785,900 | $826,906 |
| 10954 | Nanuet, NY 10954 | 4.3 mi | 35 | $24,789,030 | $704,950 | $708,258 |
| 10962 | Orangeburg, NY 10962 | 5.4 mi | 5 | $6,083,330 | $1,150,000 | $1,216,666 |
| 10591 | Tarrytown, NY 10591 | 5.4 mi | 34 | $75,673,154 | $1,690,000 | $2,225,681 |
| 10965 | Pearl River, NY 10965 | 5.9 mi | 19 | $13,546,867 | $699,000 | $712,993 |
| 10993 | West Haverstraw, NY 10993 | 6.2 mi | 7 | $3,526,719 | $492,000 | $503,817 |
| 10976 | Sparkill, NY 10976 | 6.7 mi | 2 | $3,764,000 | $1,882,000 | $1,882,000 |
| 10562 | Ossining, NY 10562 | 7.2 mi | 29 | $34,721,961 | $737,000 | $1,197,309 |
| 10532 | Hawthorne, NY 10532 | 7.3 mi | 1 | $858,500 | $858,500 | $858,500 |
| 10520 | Croton On Hudson, NY 10520 | 7.5 mi | 19 | $23,040,350 | $647,500 | $1,212,650 |
| 10964 | Palisades, NY 10964 | 7.6 mi | 2 | $3,124,000 | $1,562,000 | $1,562,000 |
As of February 2026, there are 13 active listings in VALLEY COTTAGE, NY (zip code 10989), compared to 35 the prior year.
The median listing price in VALLEY COTTAGE, NY 10989 is $671,000 as of February 2026, a 21.8% increase from $551,000 the prior year.
Homes in VALLEY COTTAGE, NY 10989 spend an average of 24 days on the market before going under contract, compared to 108 days the prior year.
Based on current inventory and days-on-market data as of February 2026, VALLEY COTTAGE, NY 10989 is currently a Seller's Market. Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 24 days on market compared to 108 days last year.
With SELL123.com's maximum 3% commission, sellers in VALLEY COTTAGE, NY 10989 save an estimated $13,420 compared to a typical 5% commission on the median listing price of $671,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.